Financial Year Ended 31 December	2026	2025	2024	2023	2022
	3 months Unaudited	12 months Audited	12 months Audited	12 months Audited	12 months Audited
Presented in RM'000
Operating revenue	208,613	865,324	1,003,797	821,056	723,086
Interest income	62,722	267,378	268,510	256,936	222,539
Interest expense	(44,569)	(186,517)	(199,581)	(162,074)	(112,813)
Net interest income	18,153	80,861	68,929	94,862	109,726
Net income from Islamic banking operations	6,856	26,281	27,698	20,639	15,201
Other operating income	133,313	553,060	702,938	536,752	485,348
Net income	158,322	660,202	799,565	652,253	610,275
Other operating expenses	(152,283)	(591,095)	(644,021)	(569,804)	(533,173)
Operating profit	6,039	69,107	155,544	82,449	77,102
Credit loss (expense)/reversal	(48)	4,618	(54,277)	(5,526)	(3,923)
Bad debt recovered	96	1,562	5,333	4,919	119
	6,087	75,287	106,600	81,842	73,298
Share of results of associates and joint venture companies	814	(1,723)	10,649	6,268	852
Profit before taxation and zakat	6,901	73,564	117,249	88,110	74,150
Taxation and zakat	(2,962)	(23,599)	(21,494)	(15,359)	(18,796)
Profit for the financial period/year	3,939	49,965	95,755	72,751	55,354
Other comprehensive (loss)/income:
Items that will not be reclassified subsequently to profit or loss:
Net change in revaluation of equity instruments at FVOCI	-	(40)	79	49	(167)
Revaluation of intangible asssets	(58)	-	-	-	-
Share of other comprehensive income/(loss) in associates	159	(16,442)	6,223	9,767	57
Income tax related to fair value changes on equity instruments	-	10	(19)	(12)	40
Items that will be reclassified subsequently to profit or loss:
Foreign exchange differences on consolidation	(730)	(11,861)	(3,774)	4,761	4,871
Net change in revaluation of debt instrument at FVOCI	(6,623)	9,540	(3,141)	11,822	(9,242)
Income tax effect	1,598	(2,316)	534	(2,581)	2,313
Other comprehensive (loss)/income for the period/year, net of tax	(5,654)	(21,109)	(98)	23,806	(2,128)
Total comprehensive (loss)/income for the period/year, net of tax	(1,715)	28,856	95,657	96,557	53,226
Profit for the financial peroid/year attributable to:
Equity holders of the Bank	4,188	49,965	95,755	72,641	54,511
Non-controlling interests	(249)	-	-	110	843
	3,939	49,965	95,755	72,751	55,354
Total comprehensive (loss)/income attributable to:
Equity holders of the Bank	(1,427)	28,856	95,657	96,447	52,383
Non-controlling interests	(288)	-	-	110	843
	(1,715)	28,856	95,657	96,557	53,226
Earnings per share attributable to equity holders of the Bank:
Basic (sen)	0.58	6.86	13.18	10.04	7.50
Diluted (sen)	0.58	6.86	13.18	10.01	7.46